How Will I Pay My Bills While Waiting For My Social Security Disability Insurance Approval?
After you file your application for SSDI benefits, you will have to wait about three to five months to find out if you’ve been approved. Sometimes the process can take much longer. Even if you get approved quickly, there is one more obstacle. Social Security has a five-month waiting period from the time you became disabled to the time you start to receive benefits. If your application is denied and you file an appeal, the wait will be even longer.
You will need income to support yourself and your family until you start receiving benefits. This is a difficult situation, but you do have several options:
- If you are able to work part-time, you can get a job. But you have to be careful not to earn too much money because too high an income from work will make you ineligible for benefits. In 2018, the earning limit was $1,180 per month. If you earn above that, Social Security may rule that you are not disabled. That will cause your application for benefits to be denied.
- You can apply for public assistance. New York State has several temporary assistance programs. You can apply for these programs in the Department of Social Services located in the county where you live unless you live in New York City. In that case, you would file at your local Job Center.
- You may have to rely on other income, such as income from a spouse’s work, assistance from friends or relatives, taking equity from your home, or borrowing against a retirement plan. You may have to cut your expenses to help make ends meet.
- You can hire an attorney to help get your application or appeal processed efficiently so that you receive a decision as quickly as possible.
Hiring Terry Katz and associates to represent my interests in my Workers Compensation and Social Security Disability case proved to be a smart decision that yielded an extremely successful outcome.
Through the lengthy and intricate process I came to realize just how valuable having a team of highly skilled representation was, and that is just how to describe the law firm of Terry Katz and Associates “Highly skilled legal representation”. I’d like to thank the entire team who worked on both my cases all of whom were always professional, knowledgeable and extremely caring. Throughout my entire case all of my calls and emails were always returned in a timely manner. My questions always answered competently and professionally. I always understood the process and felt a confidence in the process that I would not have had if not for hiring Terry Katz and Associates.
Mostly I’d like to thank Ms. Langdale who worked tirelessly on both my workers compensation case and my social security disability case. Her representation and legal prowess in the court room was nothing short of impressive to witness. I will never forget how confidently represented and protected I felt during her opening remarks at my social security disability hearing.
During these difficult times I was truly grateful to have Ms. Langdale working so diligently and expertly for my interests.
